Plan Details
Plan Name Deductible HMO (Southern CA)
Effective Dates Jan 01, 2025 to Jan 01, 2026
Benefits In-Network
Annual Deductible/Individual $750 Individual
Annual Deductible/Family $1,500 Family
Coinsurance 20%
Office Visit/Exam $25 / visit, deductible does not apply
Outpatient Specialist Visit $25 / visit, deductible does not apply
Annual Out-of-Pocket Limit/Individual $3,000 Individual
Annual Out-of-Pocket Limit/Family $6,000 Family
Preventive Care 0% , deductible does not apply
Inpatient Hospitalization 20%
Surgical Services Outpatient Facility Charge 20%
Emergency Room 20%
Urgent Care Facility $25 / visit, deductible does not apply
Prescription Drug Deductible $0
Prescription Drugs - Generic $10 Retail: / prescription; deductible does not apply
Prescription Drugs - Brand (Formulary/Preferred) $30 Retail: / prescription; deductible does not apply
Prescription Drugs - Brand (Non-Formulary/Non-preferred) $30 Retail: / prescription; deductible does not apply
Prescription Drugs - Specialty 20% up to $200 / prescription; deductible does not apply
Chiropractic Services Not Covered
Acupuncture Covered