2025 Open Enrollment

MAKE YOUR BENEFIT ELECTIONS BETWEEN
November 4, 2024 - November 15, 2024



Mercury Insurance regularly reviews benefits, programs, and perks for team members so that no matter where you are in your life and career, you will find value in the available benefit options. To help you protect yourself and your family physically and financially, we are pleased to present Mercury's 2025 Benefits Program. Many of these benefits are paid for in whole or in part by Mercury. Other benefits are offered as voluntary options to be paid by you through the convenience of pre-tax and post-tax payroll deductions. This landing page provides information of each of the benefits offered to assist you with understanding your benefits and to help you in making the best decision about your benefits.


Open Enrollment is your opportunity to customize your set of health benefits, and to add or drop eligible dependents from coverage. Any changes you make to your benefits during Open Enrollment will take effect on January 1, 2025.




What Do You Need to Know?



  • Mercury Insurance's Open Enrollment is PASSIVE this year. This means, if you do not take any action during Open Enrollment, all your current benefit elections will roll over into the new 2025 Plan Year with the exception of Health Savings Account (HSA) and Flexible Savings Account (FSA) contributions. You must actively re-enroll in HSA and/or FSA,  if you wish to continue participating for 2025.
  • Beginning November 4, until November 15, 2024, please log in to UKG if you wish to enroll in HSA and/or FSA, make changes to your health benefits, and add or drop eligible dependents from coverage.  All changes will become effective January 1, 2025.

  • For a high-level description of benefit changes in 2025, please review the "What's Changing in 2025" section below.
  • Review your personal information in UKG to confirm all information is updated. Please make any necessary changes.

What Do You Need to Do?

Monday, November 4, 2024 Open Enrollment Begins - Log in to your UKG portal and make your benefit elections. 

Open Enrollment Meeting #1 - CA Team Members Monday, November 4th
10:00am - 11:00am PST
(Virtual)
Register to attend the meeting

Open Enrollment Meeting #2 - Non-CA Team members Monday, November 4th
10:00am - 11:00am CST
(Virtual)
Register to attend the meeting

Friday, November 15, 2024 Open Enrollment Ends - Make sure to SUBMIT your elections.
 





Questions?

We have support resources to help you through the decision-making process, address questions about the benefits, and anything else related to your Open Enrollment or the 2025 Benefits Program.

 





Mercury's Benefits Service Team
(Newfront Answers)

Phone: (866) 209-4866
Hours: 24/7, 365 days a year
Email: mercury@answers.newfront.com

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Mercury's Internal Benefits Team

 



 



Medical
Plan Name Carrier Name Effective Dates Select plan to compare
EPO Blue Shield of California Jan-01-2025 to Jan-01-2026
Deductible HMO (Southern CA) Kaiser Permanente Insurance Company Jan-01-2025 to Jan-01-2026
Deductible HMO (Northern CA) Kaiser Permanente Insurance Company Jan-01-2025 to Jan-01-2026
PPO Saver/HSA Plan Blue Shield of California Jan-01-2025 to Jan-01-2026
PPO Super $aver/HSA Plan Blue Shield of California Jan-01-2025 to Jan-01-2026
HMO Blue Shield of California Jan-01-2025 to Jan-01-2026
HMO Trio Blue Shield of California Jan-01-2025 to Jan-01-2026