Plan Details
Plan Name EPO
Effective Dates Jan 01, 2026 to Jan 01, 2027
Benefits In-Network
Lifetime Plan Maximum Unlimited
Annual Deductible/Individual $500
Annual Deductible/Family $1,000
Coinsurance 0%
Annual Out-of-Pocket Limit/Individual $1,500
Annual Out-of-Pocket Limit/Family $4,500
Deductible Included in Out-of-Pocket Limits Yes
Office Visit/Exam $25 /visit, deductible does not apply
Preventive Care $0 ; deductible does not apply
Preventive Screenings $0 ; deductible does not apply
Well-Child Care $0 ; deductible does not apply
Well Woman Exams $0 ; deductible does not apply
Immunizations $0 ; deductible does not apply
Mammograms $0 ; deductible does not apply
Adult Periodic Exams with Preventive Tests $0 ; deductible does not apply
Outpatient Specialist Visit $35 /visit, deductible does not apply
Urgent Care Facility $25 /visit, deductible does not apply
Emergency Room $150 for Facility Fee; Physician Fee: 0%; deductible does not apply
Inpatient Hospitalization $250 /admission
Semi-Private Room & Board; Including Services and Supplies $250 /admission
Surgical Services Outpatient Facility Charge $150 /surgery
Chiropractic Services $25 up to 20 visits per Member, per Calendar year
Acupuncture $25 up to 12 visits per Member, per Calendar Year
Outpatient Rehabilitative Physical Therapy $25 /visit
Durable Medical Equipment & Prosthetic Devices $0 deductible does not apply
Prescription Drug Deductible $0
Prescription Drugs - Generic $10
Prescription Drugs - Brand (Formulary/Preferred) $40
Prescription Drugs - Brand (Non-Formulary/Non-preferred) $70
Prescription Drugs - Specialty $70
Prescription Drugs - Number of Days Supply 30 days
Prescription Drugs Mail Order - Generic $20
Prescription Drugs Mail Order - Brand (Formulary/Preferred) $80
Prescription Drugs Mail Order - Brand (Non-Formulary/Non-preferred) $140
Prescription Drugs - Specialty (Mail Order) $140
Prescription Drugs Mail Order - Number of Days Supply 90 days