Delta Dental PPO
Gives you the freedom to choose any licensed provider. However, you’ll save the most money when you see a provider within the network.
Healthy teeth and gums are important to your overall wellness. Mercury offers coverage through Delta Dental to help you maintain a healthy smile through regular preventive care and treat any dental problems that may arise.
You can enroll in the dental plan of your choice as a new hire, during Open Enrollment, or if you have a qualifying life event. Review your rates and enroll at UKG website.
Gives you the freedom to choose any licensed provider. However, you’ll save the most money when you see a provider within the network.
Available nationwide. Works much like the medical HMO plans. You must select and use a primary care dentist (PCD) from the network to coordinate your care. There is no deductible or annual dental benefit maximum. If you use a dentist outside the network, you’re responsible for paying the full cost.
Our dental coverage provides:
Visit Delta Dental to find an in-network provider near you.
Delta Dental PPO | DeltaCare USA DHMO | ||
---|---|---|---|
In-Network | Out-of-Network | In-Network | |
Individual/family annual deductible2 | $40/$120 | $50/$150 | None |
Annual maximum benefit2 | Plan pays up to $1,500 per person/year | Plan pays up to $1,500 per person/year | None |
Services | |||
Preventive/Diagnostic | Plan pays 100%; deductible does not apply | Plan pays 80%; deductible does not apply | No cost |
Basic Services (Restorative) | Plan pays 80% after deductible | Plan pays 80% after deductible | Many services paid at 100% — some subject to copays |
Major Services | Plan pays 50% after deductible | Plan pays 50% after deductible | Copay as listed in the schedule of covered services and copays |
Orthodontia | Plan pays 50%, up to $1,500 lifetime maximum benefit; deductible does not apply | Plan pays 50%, up to $1,000 lifetime maximum benefit; deductible does not apply |
Adults: $300 start-up fee, plus $1,900 copay Children (up to age 19): $300 start-up fee, plus $1,700 copay |
1 When you use in-network dentists, this is a percentage of lower, negotiated rates. If you use out-of-network dentists, this is a percentage of UCR limits, which are typically lower than negotiated rates. For all covered services with out-of-network dentists, you must also pay any amount over the UCR limit.
2 Additional fees may apply, please refer to the 2023 DeltaCare USA summary of benefits document for full details.
Here’s how to make the most of your dental benefits: