Mercury provides coverage to help protect your income in the event of a disability.

 

Overview

The loss of income due to illness or injury can cause serious financial hardship for your family. Disability insurance, provided through Cigna replaces a portion of your income to help you continue paying your bills and meeting your financial obligations during this difficult time.

2021 disability insurance plans

Short-term disability

For team members outside of California, Mercury provides company-paid coverage that pays you a disability benefit for up to 25 weeks.

Long-term disability

Long-term coverage protects you from the financial impact of an extended disability.

 

Short-Term Disability

Short-Term Disability coverage is available to team members outside of California. Coverage is automatic and company-paid:

  • Benefits begin after 7 days of disability.
  • Pays 60% of your weekly earnings, up to a maximum of $1,300 per week.
  • Benefits end after 25 weeks.
  • For team members in New Jersey and New York, benefits are integrated with state disability laws.

For team members in California, short-term disability coverage is available through the state.

 

Long-Term Disability

Long-Term Disability coverage is available to all team members. Coverage is automatic and company-paid:

  • Benefits begin after you have been disabled for 180 days.
  • Pays 66 2/3% of your salary, up to a maximum of $15,000 per month. The minimum benefit is the greater of $100 per month, or 10% of the gross benefit.